Start Small, Earn Big -- Your Money Journey Begins Here
The Money Maker Youth Account at Treadwell is where saving gets seriously fun! Kids earn high interest on the first $1,000—so their money grows while they learn smart habits. Every deposit earns them tokens they can trade in for cool prizes right in our branches (because saving should come with a reward system!). Parents, we’ve got you too—it's easy to manage the account, move money in and out, and even set up our electronic allowance feature to keep things smooth and stress-free. At Treadwell, we’re your partner on the road forward - in money and in parenting.
Features
- First $5 activation deposit provided by Treadwell
- No monthly service fee
- 5.12% APY* earned on balances up to $1,000
- No minimum balance required
- eAllowance capability from parents’ account
- Free ATM card
- Option to add checking at age 16 (with co-owner)
*Annual Percentage Yield. See rate sheet for complete details.
| Type | APY* |
|---|---|
| Regular Share Savings | 0.05% |
| Infinity Savings ($.01 - $1,000) | 8.00% |
| Infinity Savings (above $1,000) | 1.00% |
| Christmas Club Savings | 0.03% |
| Special Needs/Sub Savings | 0.03% |
| Vacation Club Savings | 0.03% |
| Youth Account ($5 - $1,000) | 5.12% |
| Youth Account (above $1,000) | 0.03% |
| *APY = Annual Percentage Yield. $5 minimum balance to open but $300 minimum to earn interest on regular Shares. Monthly maintenance fees may be assessed if account falls below minimum balance and may reduce earnings. Rates subject to change. | |
What could my recurring (monthly) savings grow to?
Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.
