Checking Accounts

Keep Calm and Carry a Checkbook (or don't, we're modern here)

At Treadwell Credit Union, we’ve got checking accounts that actually check all your boxes. Choose from three different options designed to fit your vibe—whether you’re keeping it simple with our no-fuss basic account or leveling up with our two BaZing-powered accounts that come packed with perks like shopping discounts, cell phone protection, and more. It's like your checking account just joined the VIP club. No matter which one you pick, you're backed by your financial partner on the road forward—Treadwell style.

Compare Checking Accounts

Trail Blazer Checking

Trail Blazer Checking is for the go-getters, the weekend warriors, the “I’ve got this” crew. Packed with BaZing benefits, this account brings the extras—like shopping deals, cell phone protection, roadside assistance, and more. It’s not just checking, it’s checking with main character energy. So go ahead, blaze that trail—your account’s got your back (and some serious perks too).

Direct Deposit NOW
Receive your direct deposit up to 4 days earlier!
Debit Card Round Up
We'll round up every debit card transaction to the nearest dollar and deposit the change into your savings account.
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card, and estatements
Shop local, save local with BaZing savings
Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
Cell phone protection(1,2)
ID theft aid (1,2)
Roadside assistance
$10,000 Travel accidental death coverage (2)
Health Savings Card

All benefits are yours with a low monthly subscription fee of $5.

Gem City Checking

Gem City Checking is the upgrade your wallet didn’t know it needed. Not only does it come with all the BaZing benefits—like shopping discounts, cell phone protection, and travel perks—but it also earns you interest just for doing your thing. Yep, your everyday spending can actually help your balance grow. It’s the perfect combo of brains, beauty, and bonus features—because adulting should come with rewards, not just bills.

This account is for you if you maintain a minimum balance of $10,000 in your checking account.

Direct Deposit NOW
Receive your direct deposit up to 4 days earlier!
Debit Card Round Up
We'll round up every debit card transaction to the nearest dollar and deposit the change into your savings account.
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card, and estatements
Shop local, save local with BaZing savings
Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
Cell phone protection(1,2)
ID theft aid (1,2)
Roadside assistance
$10,000 Travel accidental death coverage (2)
Health Savings Card
Earn interest on your checking balance

Maintain an average daily balance of $10,000 in combined total deposits and we'll waive the $7 monthly subscription fee.

Freedom Checking

Freedom Checking keeps it simple—no fluff, just the essentials you actually need. It’s our basic account that’s anything but boring, especially with our Direct Deposit Now feature that lets you get your paycheck early. That’s right—no more waiting for payday to make moves. Whether you’re budgeting like a boss or just want a no-stress way to manage your money, Freedom Checking gives you all the freedom, minus the frills.

Direct Deposit NOW
Receive your direct deposit up to 4 days earlier!
Debit Card Round Up
We'll round up every debit card transaction to the nearest dollar and deposit the change into your savings account.
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card, and estatements

Maintain an average daily balance of $300 in combined total deposits, or be under the age of 25, and we'll waive the $5 monthly fee.

VIEW OUR BENEFITS GUIDE

Disclosure: 1 – Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. 2 - Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.