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Savings Accounts

When You Realize Future You Deserves Nice Things

When You Realize Future You Deserves Nice Things

Joining Treadwell Credit Union? Just toss in $5 to start your savings, and boom—you’re not just a member, you’re a partial OWNER. Yep, you’ve got skin in the game, and we’re all about that teamwork vibe.

From there, the real fun begins: watch your savings grow, unlock cool tools, and dive into services that actually get you.

Because at Treadwell, we’re not just guarding your cash—we’re your go-to financial partner.

Partners on the road forward. Let’s crush it together!

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Compare Savings Accounts

Savings Accounts

Start your savings journey with Treadwell Credit Union and unlock more than just a place to stash your cash—you’re actually becoming an owner! Yup, when you open a basic savings account and drop in just $5, you’re officially part of the Treadwell fam.

This account isn’t just where your money chills and grows, it’s your golden ticket to all the perks of credit union membership. Think of it as your financial launchpad—easy, friendly, and totally built with your future in mind. Let’s save smart and roll forward together!

Club Accounts

Saving up just got way more fun with our Club Savings Accounts—your go-to stash spot for vacations, holiday gifts, or literally whatever your heart (or cart) desires. Whether you’re dreaming of beach vibes, planning your best gift-giving season yet, or just stacking cash for something special, we’ve got your back. Think of us as your savings sidekick, helping you crush those goals one deposit at a time.

Set it, forget it, and let the good times (and funds) roll—because at Treadwell, we’re your financial partner for all the wins.

Money Market Accounts

Looking to make your money work smarter, not harder? Our Money Market accounts are here to boost your savings game. With our tiered system, the more you stash, the more you earn. And if you’re bringing funds over from another financial institution, you can unlock our Gem City Money Market Plus account for an even higher rate (yes, we love a good upgrade).

As your financial partner, we’re here to help you grow your savings while keeping things easy, rewarding, and just a little bit extra.

Savings & Club Account Rates
Effective Date: Tuesday, September 15th, 2026
TypeAPY*
Regular Share Savings 0.05%
Infinity Savings ($.01 - $1,000) 8.00%
Infinity Savings (above $1,000) 1.00%
Christmas Club Savings 0.03%
Special Needs/Sub Savings 0.03%
Vacation Club Savings 0.03%
Youth Account ($5 - $1,000) 5.12%
Youth Account (above $1,000) 0.03%
*APY = Annual Percentage Yield. $5 minimum balance to open but $300 minimum to earn interest on regular Shares. Monthly maintenance fees may be assessed if account falls below minimum balance and may reduce earnings. Rates subject to change. 

Money Market Rates
Effective Date: Tuesday, September 15th, 2026
BalanceAPY*
Money Market Share Account
Less than $20,000 0.50%
$20,000 - $49,999.99 1.75%
$50,000 - $99,999.99 1.85%
$1000,000+ 1.85%
Gem City Money Market Plus
Less than $20,000 0.50%
$20,000 - $49,999.99 1.75%
$50,000 - $99,999.99 1.85%
$100,000+ 1.85%
*APY = Annual Percentage Yield. Rates subject to change.

What could my recurring (monthly) savings grow to?

Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.

Savings

Assumptions

 

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Checking Accounts with BaZing Benefits

Choose from two BaZing - powered accounts that come packed with perks like shopping discounts, cell phone protection, and more.

Take a look

Partners  on the road forward.